Lending Criteria
Criteria is the day-one brick: the broker question that takes the most time and is hardest to get right. Drop in a case and the system matches the client against every lender’s actual policy on bankruptcy, CCJs, DMPs, deposit source, employment type, and other policy points.
What is the Criteria Brick?
The BrokerBricks Criteria Brick is a criteria lookup tool for UK mortgage advisers that allows them to review the lending policy at more than 100 UK mortgage providers.
It’s an alternative to services like Knowledge Bank, Criteria Brain and L&G Ignite, with mortgage criteria from across the market in one place.
The Criteria Brick is the first tool we give to BrokerBricks users but it’s just the beginning. You can combine it with other Bricks, including Protection Criteria, Calculators and CRM, to build a complete broker toolkit on our platform - no more juggling five different logins and re-entering customer details multiple times to research a case and get the best deal for your client.
How it works
Our Criteria Brick works in much the same way as other mortgage broker criteria tools. You can use it to cross-reference lending criteria from 100+ UK mortgage providers to find the ideal lender for your customers.
We use the latest technology to find the latest criteria from official lender documents, then our team of specialists checks it.
Here’s a summary of everything brokers can access:
- Criteria from 100+ UK lenders: Including mainstream, specialist lenders, buy-to-let providers, bridging loan lenders, secured loan providers and equity release.
- Criteria fields: Everything from income and credit history to deposit amounts and property types can be used as a starting point for your searches.
- Saved scenarios: You can save client profiles within the Criteria Brick to reuse for fresh searches across new criteria fields, rather than re-enter data each time.
- Live updates: Changes to lending criteria are reviewed by our team and pushed live, and each answer shows the lender’s own wording, the source and the date.
- One login: Because our Bricks are stacked on a single platform, you can move from one tool to another without having to re-enter any login details.
- Community notes: Spotted some criteria on our platform that’s incorrect or out of date? We’re adding a community notes feature so users help us stay 100% accurate.
Why use our Criteria Brick
We believe our Criteria Brick is as comprehensive and intuitive as any other mortgage criteria lookup tool on the market.
- Fully customisable: Criteria is the first part of your customisable toolkit. You can unlock the other Bricks as you need them to tailor the platform to the way you work.
- One universal login: All of our Bricks are fully integrated and work in harmony with each other. No more separate logins for Criteria, Calculators, CRM and more.
Build your own toolset… one Brick at a time
The Criteria Brick is only the beginning. You can combine it with any of our other tools, including Protection Criteria, Calculators and CRM to assemble your personalised tech stack.
Start using the Criteria Brick today.
Request access and you’ll hear back within one working day. No card required, no commitment.